No Credit Needed Payment Options

These options will vary in their offers, monthly payment structures, and initial payment amounts. Please read each option carefully.

Kafene

  • No-credit-needed, free to apply
  • Requires you that have at least $800 total monthly deposit into your bank account
  • Offers a 90 Day Same-As-Cash option
  • Can apply online (Must complete transaction in-store)
  • Click apply now to start application
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Kornerstone Credit

  • No-credit-needed, free to apply
  • Requires you have at least $1000 total monthly deposit into your bank account
  • Requires that you have been at your current job for atleast 30 days
  • Offers a 90 Day Early Buyout Option
  • Can apply online (Must complete transaction in-store only)
  • Click apply online to start application
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LAFAYETTE STORE

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LAKE CHARLES STORE

Long Term Financing

Long term financing is offered with an approved credit check. You must apply in-store only for our long term financing. We do in-store applications for our credit check options to increase customer approval rates and to protect against fraud.

For A Limited Time get Up To 60 Months Of Interest* Free Financing!

*Interest free financing is with an approved credit check on eligible purchases. Some restrictions may apply, see store for more details. 

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To avoid having your credit ran, select the prequalify option. 

Prequalify Now

Online Payment Plans

Our online payment options are no-credit-needed options that offer up to 36-month payment plans or 4 equal installment options. *Click either Shop installments or Affirm at the check out screen to apply. 

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Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Additional Accepted Payments

  • All Major Debit & Credit Cards
  • Paypal, Paypal Credit & Venmo
  • Apple Pay, Google Pay, Meta Pay & Shop Pay
  • Cash & Personal Checks
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